Why Did My Car Insurance Go Up

Author Mike O'Brian

February 23rd 10:29 AM

A woman reading her new car insurance bill

A lot of drivers are noticing and asking, why did my car insurance go up? I’m a safe driver, never had an accident..so why? That’s what popped up on The Mike & Carla Morning Show this morning. In fact, Carla Rea found out that it was because of where she lived…her zip code! Her zip code?

That’s what she was told by her insurance company. Funny thing though, when her partner called her insurance company she got the same answer…and they don’t even live in the same zip code! Mike O’Brian admitted that he hadn’t checked his insurance bill, but clearly needs to!

With all that said, that’s when Carla thought of moving to a “cheaper” zip code, just to rent a room or at least to pick up her mail. But clearly that doesn’t exist! According to those listeners that called in and texted into The M&C Morning Show, everyone is getting the same answer. Well guess what?

Here’s One Reason Why Your Car Insurance Went Up

Now we know we are not financial/insurance experts, however, we did find out that, according to an article from Forbes, it’s happening everywhere. The weird thing is that it doesn’t have anything to do with how you drive, but more so the increase in repair costs! That’s right…despite the fact that you might be the safest driver ever, it doesn’t matter, we’re paying for it now.

There was one woman who called in this morning and found that her auto insurance actually went down! Although she paid double for the house she moved into, she noticed that her car insurance went down because of the move! And it’s a nice area of the valley…that’s what surprised Carla so much. Clearly the “Republic” isn’t what it used to be Carla!

If you’re in the same boat, take a couple of minutes and listen to the segment from this morning. We might be able to shed some light on this problem we’re all going through…and enjoy!

Mike O’Brian is the Program Director and Morning Show host on 96.3 KKLZ in Las Vegas, along with Carla Rea. He has been with the Beasley Media Group for almost 23 years. Mike was named one of the “Best Program Directors In America” by Radio Ink magazine. Over the years, “The Mike & Carla Morning Show” have been presented with a number of proclamations for their work in the community and numerous awards. Having lived in Las Vegas for over 35 years, he writes articles on living in Las Vegas, sports, and odd stories happening within the state of Nevada. Mike is the host of the morning show and program director of 96.3 KKLZ/Las Vegas. He has been doing mornings in Las Vegas for the past 38 years. Over the years, he has hosted a numerous amount of community events and has been the P.A. announcer for a number of sports teams in Las Vegas. He has written on living in Las Vegas, the sports teams here, as well as odd & little-known facts about Las Vegas & Nevada.

Roadside Frustrations: 8 Most Annoying Habits Of Other Drivers

You’re cruising down the road, wind in your hair, and the stereo cranked up to your favorite song. Life couldn’t be better, right? Well, hold on, because here come those annoying drivers determined to ruin your joyride. From the oblivious ones who think turn signals are optional, to the speedsters weaving through traffic like they’re in a Fast and Furious movie. There’s no shortage of infuriating things they do. It’s like they have a secret handbook on how to push our buttons.

You’ve probably dealt with tons of annoying drivers over the years. While the list of annoying drivers could go on, there are eight examples that stand out as the worst of the worst. The next time you find yourself near an annoying driver, take a deep breath, and remember that patience is a virtue.

Is it the person or the car brand?

Does the car’s brand make a driver more annoying? A 2021 survey conducted by Moneybarn in the United Kingdom found that BMW owners were widely regarded as the most disliked drivers on the road, with nearly 40 percent of respondents identifying them as the worst and most prone to causing accidents. Audi came in a distant second at 14 percent.

In the United States, Insurify, a car insurance comparison website, released a report on the Rudest Drivers in 2021. To compile the data, their team analyzed over four million applications, where applicants disclosed their car make and model and any driving violations over the past seven years. The results showed that in 2020, BMW drivers were considered the rudest. In 2021, it was Kia Stinger drivers who took the top spot. Audi A4 Allroad drivers ranked as the second rudest, followed by BMW 4-Series drivers.

Ultimately, it is the driver, not the brand of the car, that determines their behavior on the road. While these findings may suggest certain trends, it would be unfair to make blanket assumptions about all drivers of a particular car brand.

Annoying drivers can really test our patience, but it’s important to stay cool and drive responsibly. Remember, we’re all just trying to get from point A to point B in one piece.

Here are 7 seriously annoying things that other drivers do on the road.

The Lane Hogger
You know the type. They leisurely cruise along in the left lane, seemingly oblivious to the growing line of cars behind them. They show no intention of moving over, despite signs clearly indicating slower traffic should keep right. It’s as if they believe they own that lane and everyone else is just passing through.
The Indecisive Merge Master
You’re approaching a merging lane, diligently signaling your intention to merge, when suddenly you spot them—the driver who can’t seem to commit to either accelerating to merge or slowing down to let you in. They teeter on the edge of indecision, causing a chaotic dance of hesitant maneuvering that disrupts the flow of traffic.
The Tailgater
We’ve all encountered the driver who seemingly has a vendetta against personal space. They ride your bumper with an intensity that could rival a race car driver. Whether they’re running late or simply have a persistent need to assert dominance, their tailgating antics create an anxiety-inducing experience.
The Incessant Honker
Honking is meant to be a communication tool, a gentle reminder to draw attention to potential dangers or to express gratitude. However, a special breed of drivers wield their horns like a weapon of mass annoyance. They honk at the slightest inconvenience, from a fraction-of-a-second delay at a green light to a cautious pedestrian exercising their right of way.
The Distracted Doodler
We’re all aware of the dangers of distracted driving, yet some individuals choose to engage in activities outside the confines of a moving vehicle. From applying makeup and eating full meals to scrolling through social media or engaging in animated conversations, these drivers treat their cars as mobile living rooms. Their lack of focus puts us all at risk, and we can’t help but wonder if they have forgotten that driving requires undivided attention.
The Fast Lane Snail
The left lane, aka the fast lane, is meant for, well, going fast. But there’s always that one driver who decides to take a leisurely Sunday drive right there, blocking everyone else behind them. This forces other drivers to undertake risky maneuvers to overtake them, leading to frustration and potentially dangerous situations.
The Traffic Rule Ignorer
Traffic rules exist for a reason. To maintain order, safety, and efficiency on the roads. However, some drivers seemingly view these rules as mere suggestions. They run red lights, ignore stop signs, and make illegal U-turns with complete disregard for the potential consequences. Their actions create chaos and put everyone around them at risk.
The Turn Signal Skippers
It’s like these drivers believe that turn signals are optional car accessories. They change lanes or make turns without a single blinker in sight, leaving the rest of us to play mind readers and guess their next move.