Skip to Search Skip to Live Player Skip to Content Skip to Footer

Larry Martino

Larry Martino

Larry Martino

Here’s Why Auto Insurance Rates In Nevada Are Rising So Fast

Author Larry Martino
A red toy car traveling up stacks of silver coins, which get higher from left to right.

Living in Las Vegas, you know that you must have transportation. There’s really nothing within walking distance. Whether you need to go to the grocery store, or you have to get to your job, you must have a vehicle. Furthermore, by Nevada law, you must purchase auto insurance for your vehicle. At this time, you also know that auto insurance rates have skyrocketed here in the Silver State.

Here’s Why Auto Insurance Rates In Nevada Have Skyrocketed

A recent report by Insurify.com reveals that auto insurance rates increased 17% nationwide during the first half of 2023. However, here in Nevada, we are seeing those rates rise even higher. In fact, auto insurance rates are rising fastest in New Mexico, New Jersey, and here in the Silver State. That’s according to an article by Cassie Sheets on the Insurify website.

All in all, our car insurance rates have risen a whopping 36% on average during the first six months of the year. Why is this happening? Sheets’ article explains that 2022 was the “fifth deadliest year in driving related fatalities.” That’s one of the major reasons.

Of course, there are other causes for these large rate hikes. Sure, inflation is one reason, especially because car parts are more expensive than ever. The Insurify.com report also points out that natural disasters are causing insurance companies to deal with record-breaking losses. Unfortunately, we pay the price for those losses, even if we’ve never had an accident.

Here’s How You Can Save Money On Your Premiums

At the present time, the average annual cost of auto insurance in Nevada is $2,568. Per Sheets’ article, only Michigan and New York have higher rates. She goes on to report that insurance companies determine their rates based on “a combination of population density, climate risk, and crime rate, among other factors.”

So, how can we try and get the lowest rates possible? The Insurify.com post offers seven solutions to lower your premiums. First, take advantage of discounts. Second, it certainly helps to have a good credit rating. Third, it’s always a good idea to compare quotes, which you can do on their website. Fourth, don’t wait until the last minute to purchase your insurance. Fifth, you may be able to receive a discount for completing a safe-driving course. Sixth, it’s best to bundle your home and auto insurance for a lower premium. Finally, you can increase your deductible. If you rarely file claims, this good be beneficial for you.

Scroll down for more content you may enjoy.

 

Larry Martino has been the afternoon drive personality on 96.3 KKLZ since 2007. He is also Music Director and Assistant Program Director. He’s been a professional radio broadcaster since 1980, serving as on-air talent, Program Director, and Music Director during his career. As a content creator for 96.3 KKLZ, Larry specializes in writing articles about music, recording artists, movies, food/restaurants, and hockey.

Are You Driving One Of The Most Dangerous Cars In Nevada

Buckle up, and get in – I’m going to take you on a drive to find out the safest, and most dangerous car brand in Nevada. 

More Cars On Las Vegas Roads:

Nevada –Las Vegas in particular – has always been a tourist destination, and in the last few decades it  has grown as a residential destination.

With new stadiums being built every few years to accommodate new teams putting on “Las Vegas” uniforms, new Sphere‘s, and entertainment venues going up on every corner, and California neighbors selling their homes, and becoming new residents of the Silver State, Las Vegas is (still) one of the fastest growing cities in the country.

Car safety is a big priority for many drivers, and with good reason, especially in Las Vegas. Choosing a car that has great safety features can give you peace of mind and potentially save lives in the event of an accident – which there are far too many of in Las Vegas. 

Picking A Safe Car In Las Vegas:

But with so many car brands and models on the market, how can you know which ones are the safest?

In a comprehensive study by Glass Doctor, they analyzed the top three car brands in each state that reported the most fatal car crashes over a decade. Using this information from the National Highway Traffic Safety Administration, the researchers were able to determine which brands were among the safest.

According to the data, Audi is the top safest car brand, with only 0.54 fatal crashes per 1,000 drivers over the decade. This title is well-earned, since Audi has made significant investments in safety technology, research, and development, including developing new safety systems that use sensors and cameras to detect and prevent accidents.

Subaru and Mercedes-Benz also ranked high, with 0.55 and 0.75 fatal crashes per 1,000 drivers, respectively. This goes along with Subaru’s six recent IIHS top-pick safety awards. Mercedes-Benz has a reputation for luxury, but their vehicles are also known for their safety features, including advanced driver assistance systems and collision prevention technology.

Most Dangerous Car In The US:

According to the Glass Door study, Dodge has the most fatal crashes of any other car brand in most (64%) U.S. states. Ouch!

So what cars are safest and most dangerous in Nevada?

The first three are the SAFEST, the next three are the MOST DANGEROUS.

  • The Safest Car Brand In Nevada is: VOLVO

    Time and time again Volvo has been at the top of the list in review publications ranking different vehicles for safety. Volvo is highly focused on accident prevention through features and handling. If you’re living in Nevada, take notice.

    Volvo car logo

    Scott Olson via Getty Images

  • SUBARU

    The 2023. Subaru Forester wins the Top Safety Pick award in the Small SUV category. In addition, the 2023 Subaru Legacy is a Top Safety Pick winner in the Midsize Car category. Subaru is consistently on top when it comes to safety. Might be a good car to handle the many potholes of Las Vegas.

    Safest Cars In Nevada

    Justin Sullivan via Getty Images

  • AUDI

    Since the 1930s, Audi has been crash-testing their cars to ensure that they are as safe as possible in the event of an accident. Their SUV is one of the largest on the market. Many surveys call out Audi DRIVERS as some of the worst, so at least their CAR is safe!

    New Audi A3 Production

    Alexander Hassenstein via Getty Images

     

  • Most Dangerous Car Brand In Nevada: DODGE

    According to insurance statistics, Dodge has the most fatal crashes of any other car brand in most (64%) U.S. states – and now Nevada.

    Dodge Dart

    Scott Olson via Getty Images

  • MITSUBISHI

    Mitsubishi has always struggled when it comes to safety ratings- especially in Nevada.

    Mitsubishi logo

    Tomohiro Ohsumi/Stringer via Getty Images

  • CHRYSLER

    Other brands worth noting include Buick and GMC, but according to a U.S. News rankings of automakers, CHRYSLER has been around for decades and decades. But it was one of the most dangerous US car brands in the automotive market – and Nevada. 

    Chrysler logo

    Tim Boyle via Getty Images

     

Larry Martino is the long-time afternoon drive personality on 96.3 KKLZ. The views and opinions expressed in this blog are those of Larry Martino and not necessarily those of Beasley Media Group, LLC.

Follow us: Facebook / Twitter / Instagram

Sign Up For The KKLZ Rewind Newsletter

Classic Rock & entertainment news, what's happening in Vegas, exclusive contests, games and more sent right to your inbox.

*
By clicking "Subscribe" I agree to the website's terms of Service and Privacy Policy. I understand I can unsubscribe at any time.
Author Larry Martino
Category:
Tags:
,,

More Celebs

Load More