Larry Martino

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Do you think financial infidelity is as bad as lying to your partner about other things, or even as bad as cheating on them?

According to an article written by John Egan on, a new survey commissioned by Forbes Advisor shows that over half of the respondents say “Yes!” They felt that lying to your partner about your finances is just as damaging as other types of lies or having an affair.

They surveyed 1,000 adults in the United States online last month, and 54% of the folks who responded felt that lying about one’s finances is equivalent to lying about other things in a relationship. 38% of those surveyed admitted to lying to their partners about finances. Most Americans who have lied about their finances said that it was about a purchase they had made.

I thought this was an interesting, yet predictable, finding: 70% of the respondents felt that someone who lies and says they have more money than they actually do, is worse than someone who says they have less money than in actuality.

What about those who get into a relationship and lie about how much debt they are bringing with them? That can be a deal breaker. Where did the respondents draw the line? According to the survey, the highest tolerable amount of debt being brought into a new relationship is $60,000. Man, things have certainly changed since I was dating.

Infidelity in a relationship can be heartbreaking. Those types of lies can really hurt, especially when you are in love with this cheater. Financial infidelities, such as hidden credit cards, or lying about the amount of debt one is bringing into a relationship, not only hurts emotionally, but it really hurts the bank account. It can alter your future dramatically.

If you would like to see all of the findings on, CLICK HERE.

Here are the top 5 types of financial infidelity according to this survey:


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Larry Martino is the long-time Afternoon Drive personality on 96.3 KKLZ. The views and opinions expressed in this blog are those of Larry Martino and not necessarily those of Beasley Media Group, LLC.

  • 5) Savings

    Financial Infidelity: Savings

    According to the survey, 20% of the respondents admitted to lying about their savings. The survey also shows that women (23%) are more likely to lie about their savings than men (15%).

  • 4) Income

    Financial Infidelity: Income

    I have never lied to my wife about my income, but I have lied to co-workers about my income. Why? Because it is really none of their business. 23% of the respondents in this survey admitted to lying to their partners about their income.

  • 3) Pattern Of Spending

    Financial Infidelity: Pattern of Spending

    The survey says that people who make between $25,000 and $50,000 a year are more likely to lie about their finances. It also pinpoints 25% of the respondents admitting that they have lied to their life partners about their spending patterns. Incidentally, men (16%) are more likely to lie about their investments than women (4%).

  • 2) Debt

    Financial Infidelity: Debt

    This is a biggie, and it can really ruin a new relationship when the truth finally does come out. 37% of those surveyed admitted to lying to their partners about the amount of debt they were bringing into their shared lives.

  • 1) Purchase

    Financial Infidelity: Purchase

    This makes a lot of sense to me, especially for those people who love shopping. 49% of the respondents admitted that they have lied to their partners about purchases they have made. I don’t think this is a deal breaker in a relationship, but those purchases can add up to big trouble down the road. Be careful. Be truthful.